What Can Make a Property Uninsurable

If you’ve ever bought a property in Australia, you’ve likely arranged home insurance before settlement. For some buyers, that’s when unexpected issues surface. An insurer may decline cover or offer a policy with significant exclusions, leaving buyers questioning why the property is considered uninsurable and whether the inspection report is to blame.

The truth is, not every defect makes a home uninsurable. Insurers make their own decisions based on risk, but building and pest inspections often identify the kinds of issues that influence those decisions. This helps buyers better understand potential risks before moving ahead with the purchase. Continue reading “What Can Make a Property Uninsurable”

Are Annual Inspections Important

What Is a Pre-Handover Inspection and What Does It Cover?

It is an exciting milestone when your builder advises that the home is ready for handover. But your opportunity to have defects rectified at the builder’s cost becomes much more limited once you sign off and make the final payment.

A pre-handover inspection, also called a Practical Completion Inspection (PCI), is the most important step you can take before collecting the keys to a new build.

This article explains what a pre-handover inspection involves, when to book it, what the inspector looks for, and what you should know before going in. Continue reading “What Is a Pre-Handover Inspection and What Does It Cover?”